A family of four has lived in a recreational vehicle (RV) full-time since 2020 to manage debt and travel across the United States. Haylea Rossi, 31, and her husband Ryan Rossi, 34, transitioned to the mobile lifestyle after Ryan completed his military service and accepted a remote job as an independent insurance adjuster.
The family began the transition when they encountered high housing costs in Colorado, where Ryan was required to undergo six months of training. After researching the RV community, they purchased their first vehicle as an alternative to renting or buying. Following the six-month training period, the family decided to continue the lifestyle.
The Rossis currently reside in a Forest River Sabre 36DBB, purchased in January 2026 after their first RV was totaled. The vehicle features a kitchen with an island, a primary suite, and separate sleeping areas for their children, Liam, 12, and Olivia, 10. Haylea homeschooled the children at the kitchen island, and the family typically relocates every two weeks, spending winters in Florida and summers in Kansas City.
The financial shift allowed the family to prioritize paying off debt and funding travel experiences while their children are still at home. Haylea Rossi stated that high interest rates and home prices would likely limit their financial flexibility and ability to travel if they were in a traditional housing market. For the children, the change involved a transition from a toy-heavy environment to a minimalist one, with their education occurring on the road at sites relevant to their lessons.
The family intends to continue living in the RV for the foreseeable future to reach their financial goals. However, Haylea Rossi noted that they conduct frequent check-ins with their children to ensure they remain satisfied with the arrangement. The family stated they would consider moving into a house once their financial objectives are met or if the children no longer wish to travel.